EmCapTM is an employee benefit group captive solution which affords medium-sized employers access to alternative risk management techniques used by large employers to stem the rising cost of providing health care benefits to their employees. Berkley Accident and Health, LLC created EmCap to allow employers access to the risk management tools needed to take control of their health care costs while reducing the volatility associated with traditional self-funded health benefit plans. EmCap provides medium-sized employers with greater transparency and control over their health benefit plans which yields stability and the opportunity to reduce costs.
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